P.J. Lhuillier, based in the Philippines, owns and operates a number of financial services companies that specialize in areas such as pawning, domestic and international remittance, microinsurance, and micro loans for businesses. P.J. Lhuilliers companies include the Philippines largest nonbank financial service provider, Cebuana Lhuillier. Because supervisors and officers in P.J. Lhuilliers organizations hold crucial roles for ensuring branches or departments operate securely and meet performance goals, employees must pass an exam to be promoted to these roles.

Consumers Energy provides electric and natural gas service to 6.7 million customers in Michigans Lower Peninsula. The foundation of the companys compliance begins with employee adherence to safety rules.Consumers Energy offers many safety refresher courses every year, covering topics such as proper use of safety equipment, hearing conservation, and handling hazardous waste.

Their leadership development program (LDP), established in 2008, is a yearlong experience that helps future leaders around the world (the company maintains offices in more than 40 countries and employs more than 10,000 employees) develop the leadership and business skills needed to succeed. Because business needs and leadership gaps change from year to year, a program that was current one year may seem out of date the next.

The year 2007 represents a watershed moment for Louisville-based Signature HealthCARE, a leading provider of long-term nursing care. Yet despite establishing that culture early on, it became clear to Steier and other executives at Signature that they still faced challenges.